Please note: as of midnight on October 31, 2020, the new "responsabilità civile terzi/prestatori d'opera” policy taken out with UnipolSai Assicurazioni for the October 31, 2020-October 31, 2023 period is in force.

The full definitions and conditions of the policy are available in the “Downloads” section (in Italian); the main features of the policy are summarised below.

INSURED RISK

The guarantee of the policy is effective for the risks of civil liability incurred by the insured person in its capacity as operator of the Sapienza University of Rome, for the performance of all activities, institutional or otherwise, ordinary or extraordinary, delegated, assumed or conferred upon it, including those of an ancillary, preliminary, consequential, complementary, auxiliary, solidarity, recreational, voluntary nature. The Guarantee applies to everything that is governed by the Statute and the various Regulations and that the insured person is entitled to exercise by virtue of laws, regulations, rules, decisions and/or other administrative acts, including those issued by its own bodies, and that is attributed, authorised and delegated to the insured person, in any case, and any place, by any means deemed useful or necessary, even after any future modifications and/or integrations.

The Guarantee shall also apply to all that is provided for in the regulations on "Remote working (telelavoro)" and "work from home (lavoro agile)".

THIRD PARTY LIABILITY AND TOWARDS EMPLOYEES (R.C.T and R.C.O)

The policy guarantees the insured person for all damages, not expressly excluded, involuntarily caused to third parties (TPL), for death, personal injury, or property damage, as a consequence of an event occurring in relation to the activity being carried out, including all operations and activities, preliminary and subsequent, ancillary, connected, subsidiary and complementary. The insurance also applies to liability arising from the wilful and/or grossly negligent act of persons for whom the insured person is liable under the law, including students. The policy shall also indemnify the insured person for what they are obliged to pay (capital, interest and expenses) as civilly liable towards employees (R.C.O), in the cases specified in the policy conditions.

COVERAGE LIMITS, SUB-LIMITS, DEDUCTIBLES AND UNINSURED AMOUNTS

For both R.C.T. and R.C.O, the insurance company will provide cover up to a maximum of €15,000,000.00 per claim, with a limit of €10,000,000.00 per person.

Within the limits of the above-mentioned coverage, the guarantees listed below will be covered, subject to the application of the relevant sub-limits, deductibles and excess.

Section being translated 

Expired policies (to be consulted for ongoing claims - in Italian)

• Polizza Responsabilità civile RCT-RCO 31.10.16 -30.04.20
• Proroga Polizza RCT-RCO 30.04.2020 - 31.10.2020
• Polizza Responsabilità civile RCT/RCO 30/06/2013 - 30/06/2016
• Proroga Polizza Responsabilità civile RCT/RCO  30/06/2016 - 31/10/2016