AIG Europe S.A. Company – Policy No. IAHE000818 (INCOMING - OUTGOING)

We inform you that starting at 12:00 AM. on December 12, 2024, a new medical expense reimbursement policy for illness and injury (RSMO) has been activated for a duration of 24 months. The policy will automatically expire at 12:00 a.m. on December 12, 2026.

The RSMO policy, issued by the company, consists of two sections:

• Outgoing Insurance Policy – daily cost €2.10;
• Incoming Insurance Policy – daily cost €1.82.

PLEASE NOTE: Activation requests for the Outgoing and Incoming insurance coverage must be submitted at least 10 days before the effective date in both Excel and PDF format, signed by the Head of the respective Structure and/or the Chied Departmental Administrative Officer (RAD), to the email address assicurazioniateneo@uniroma1.it using the form published in the attachments section.

Insured Individuals

• Outgoing Section:
  The provided coverage applies exclusively to professors, employees, students, researchers, PhD candidates, research fellows, scholarship recipients, and personnel authorized by "Sapienza" who travel abroad for study, exchange, and cultural agreements as formally documented by their respective structure.

• Incoming Section:
  The provided coverage applies exclusively to professors, visitors, students, researchers, collaborators, and personnel authorized by "Sapienza" from international universities or other international entities who are hosted by the University, as formally documented by their respective structure.

Territorial Limits

• For Italian resident insured individuals (Outgoing): Worldwide, excluding the territory of the Italian Republic, Vatican City, Republic of San Marino, and the Principal Country of Residence.
• For International resident insured individuals (Incoming): Italy.

Age Limit

Upon reaching the insured person's 85th birthday, the insured capital will be reduced by 50%, with a maximum limit of €100,000. Other coverages do not have age restrictions. However, for individuals over 65 insured on a nominal basis, the Company reserves the right to request the signing of a declaration of good health attesting to fitness for travel.

International Sanctions

The Company is not obligated to provide coverage or indemnify any claims, nor to pay anything under this contract if doing so would result in the Company, its parent company, or its controlling entity incurring penalties, prohibitions, or restrictions pursuant to United Nations resolutions or economic or trade sanctions under European Union or United States laws or regulations.